Who does UK Search Limited Collect For and Should You Pay?
For free & impartial money advice you can visit MoneyHelper. We work with The Debt Advice Service who provide information about your options. This isn’t a full fact-find, some debt solutions may not be suitable in all circumstances, ongoing fees might apply & your credit rating may be affected.
For free & impartial money advice you can visit MoneyHelper. We work with The Debt Advice Service who provide information about your options. This isn’t a full fact-find, some debt solutions may not be suitable in all circumstances, ongoing fees might apply & your credit rating may be affected.
When you receive a letter from UK Search Limited, it can be a bit scary. You may wonder if you must pay them and what will happen to your daily life. Will it change? How can you deal with them? These are common worries, and you are not alone. Each month, over 12,000 people visit this site seeking guidance on debt matters.
In this article, we’ll cover:
- Who is UK Search Limited and what they do.
- How and why they contact you.
- Your rights when dealing with them.
- Ways to lower your repayments.
- How to deal with them effectively.
It can be hard to deal with debt and not know what to do. We understand this because some of us have been in your situation. We have dealt with owing money and found ways to handle it. Let’s get started and learn more about UK Search Limited and how to manage when they contact you.
Why is UK Search Limited contacting you?
Chances are a company you allegedly owe money to has instructed UKSL to chase you for payment. Maybe you’ve got an outstanding payment on a credit card, or phone bill.
Don’t be intimidated by UKSL correspondence no matter what the debt collector is chasing you for. Make sure you know your rights first. Moreover, make sure the debt is actually yours!
But first, who is UK Search Limited?
UK Search Limited is among the many debt collection companies that operate in the UK. The business also goes by the name UKSL and its core business involves tracking debtors down for other companies.
According to the many online reviews UKSL has received, their tactics often involve harassment and an aggressive approach to recovering debts.
How a debt solution could help
Some debt solutions can:
- Stop nasty calls from creditors
- Freeze interest and charges
- Reduce your monthly
A few debt solutions can even result in writing off some of your debt.
Here’s an example:
Situation
| Monthly income | £2,504 |
| Monthly expenses | £2,345 |
| Total debt | £32,049 |
Monthly debt repayments
| Before | £587 |
| After | £158 |
£429 reduction in monthly payments
If you want to learn what debt solutions are available to you, click the button below to get started.
Who uses UK Search Limited?
Several companies use UK Search Limited to recover unpaid invoices and debts. The debt collector’s client base includes clients from various industries which include:
- Retail
- Financial services
- Utility providers
- Telecommunications
- Payday loan providers
- Insurance providers
- Housing associations
- Local authorities
What should you do when UKSL contacts you?
First, don’t ignore any UKSL correspondence or communications. Even when you know they are wrong about any money you owe! Also, mistakes happen and the debt collection agency could be chasing the wrong person.
It happens more than you may realise.
Moreover, ignoring UKSL could mean you’re missing out on a more positive outcome. For example, not only might you find out the debt isn’t yours, but also that it’s statute barred!
So, with this in mind, contact UKSL by writing them a letter and sending it via registered post. Ask UKSL for the following:
- To prove the debt is yours which they must do. Don’t accept their word for it. The proof must be an authenticated copy of an agreement or other document you signed
- To only contact you at specific times and in specific ways. For instance, to only contact you by letter, or to call you at a certain time of the day. Debt collectors must respect your wishes and if they don’t, it’d be harassment!
» TAKE ACTION NOW: Fill out the short debt form
Debt collection agencies in the UK must allow you enough time to assess your situation and seek debt advice if needed. If they don’t, you could file a complaint with the Financial Ombudsman Services. However, you must first lodge a complaint with the UKSL head office!
Thousands have already tackled their debt
Every day our partners, The Debt Advice Service, help people find out whether they can lower their repayments and finally tackle or write off some of their debt.
Natasha
I’d recommend this firm to anyone struggling with debt – my mind has been put to rest, all is getting sorted.
Reviews shown are for The Debt Advice Service.
What happens when UKSL proves the debt is yours?
You may have to pay if UKSL proves the debt is yours and it’s not statute-barred. That said, it’s a good idea to seek advice before you fork any money over. You should contact one of the debt charities for free, impartial advice first.
Like this, you could stand a better chance of getting a fair and affordable repayment plan to pay off the money owed. Don’t sign, admit or pay anything to UKSL until you’ve reached out to an adviser!
How do you contact UK Search Limited?
I’ve listed UK Search Limited’s contact details here:
| Address: | Unit 4 Gander Lane Barlborough, Chesterfield Derbyshire, England, S43 4PZ |
| Phone: | 01246 488 924 |
| Email: | [email protected] |
| Website: | For the moment, this site appears to be ‘unreachable’ – https://www.uksearchlimited.com/ |
