Who Sent Me PO Box 17 Stockport SK1 4AJ Debt Letter?
By
Janine
Janine Marsh
Financial Expert
My name’s Janine, and I’m a mum of two who’s always been passionate about trying to cut down spending costs. I am now sharing as much financial knowledge as I possibly can to help your money go that little bit further.
Could you legally write off some debt? Answer below to get started.
For free & impartial money advice you can visit MoneyHelper. We work with The Debt Advice Service who provide information about your options. This isn’t a full fact-find, some debt solutions may not be suitable in all circumstances, ongoing fees might apply & your credit rating may be affected.
For free & impartial money advice you can visit MoneyHelper. We work with The Debt Advice Service who provide information about your options. This isn’t a full fact-find, some debt solutions may not be suitable in all circumstances, ongoing fees might apply & your credit rating may be affected.
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For free & impartial money advice you can visit MoneyHelper. We work with The Debt Advice Service who provide information about your options. This isn’t a full fact-find, some debt solutions may not be suitable in all circumstances, ongoing fees might apply & your credit rating may be affected.
If you’ve received a debt letter from PO Box 17 Stockport SK1 4AJ, it can be quite worrying. You might be unsure about who sent the letter and what you should do next.
You’re not alone! Each month, over 12,000 people visit this site seeking advice on debt matters.
In this article, we’ll explain:
Who uses the PO Box 17 Stockport SK1 4AJ address
What to do if you get a letter from this address
How to deal with debt collection agencies
Your rights and options to lower repayments
What to do if the debt isn’t yours
We know that dealing with debt can be tough; some of our team members have been in the same place as you. We are here to guide you.
Ready to learn more about managing debt and dealing with debt collection agencies? Let’s get started!
Could you legally write off some debt?
There are several debt solutions in the UK, choosing the right one for you could write off some of your unaffordable debt, but the wrong one may be expensive and drawn out.
Answer below to get started.
This isn’t a full fact find. MoneyNerd doesn’t give advice. We work with The Debt Advice Service who provide information about your options.
Who uses the PO Box 17 Stockport SK1 4AJ address?
The PO Box 17 Stockport SK1 4AJ address is used by several businesses, one of which is Moorcroft Debt Recovery! It’s a Cheshire-based debt collection agency. So when you get a letter from the address, the chances are it’s from Moorcroft!
Should you ignore a letter from PO Box 17 Stockport SK1 4AJ?
No. Although it’s really tempting to just bin the letter because you don’t recognise the return address, you shouldn’t ignore it! It’s a wiser and better move to open the letter. Then contact the sender to see if they’re legit.
In short, don’t phone any contact details in the letter. Instead, Google the sender and use their online contact information.
How a debt solution could help
Some debt solutions can:
Stop nasty calls from creditors
Freeze interest and charges
Reduce your monthly
A few debt solutions can even result in writing off some of your debt.
Here’s an example:
Situation
Monthly income
£2,504
Monthly expenses
£2,345
Total debt
£32,049
Monthly debt repayments
Before
£587
After
£158
£429 reduction in monthly payments
If you want to learn what debt solutions are available to you, click the button below to get started.
Send the letter back to the sender if the PO Box 17 Stockport SK1 4A debt letter is not addressed to you personally. Cross out your address and simply write across it, ‘not known at this address’.
Then post it back to the sender by registered post to make sure it gets there. Or you could use the Royal Mail’s free service.
Look what happened to one unfortunate person who kept receiving letters from the debt collector:
No. Debt Collectors can legally contact you about an alleged debt. That said, you can write to them and ask them to contact you at specific times and in specific ways.
So, if you prefer for them to call you by phone at certain times, debt collectors must respect your wishes. If they continue to contact you regardless of your request, it would be seen as harassing you which is against the law!
What happens when the debt is yours?
You should contact the debt collection agency if the PO Box 17 Stockport SK1 4AJ letter is about the money you owe. Ask them to prove the debt is yours. Then check if the debt is statute-barred!
If a debt is at least 6 years old and it meets specific criteria, you can be made to pay it. In short, a statute-barred debt is unenforceable. Debt collectors can ask you to pay, but you can refuse.
Moreover, courts won’t issue a County Court Judgement (CCJ) on statute-barred debts. Although the debt is unenforceable, it doesn’t go away and could still impact your credit rating!
The following must apply for a debt to be statute barred:
You didn’t pay anything towards paying off the debt in the last six years
You never admitted owing the money in the last six years
There’s no existing legal action relating to the debt or CCJ against you
A debt is deemed statute barred if any of the above applies to a debt. So, if the letter from PO Box 17 Stockport SK1 4AJ relates to a debt from Moorcroft Debt Recovery, you can’t be made to pay!
Thousands have already tackled their debt
Every day our partners, The Debt Advice Service, help people find out whether they can lower their repayments and finally tackle or write off some of their debt.
Natasha
I’d recommend this firm to anyone struggling with debt – my mind has been put to rest, all is getting sorted.
Moorcroft House, 2 Spring Gardens, Stockport. SK1 4AA
Could you legally write off some debt?
Answer below to get started.
This isn’t a full fact find. MoneyNerd doesn’t give advice. We work with The Debt Advice Service who provide information about your options.
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My name’s Janine, and I’m a mum of two who’s always been passionate about trying to cut down spending costs. I am now sharing as much financial knowledge as I possibly can to help your money go that little bit further.
Could you legally write off some debt? Answer below to get started.
For free & impartial money advice you can visit MoneyHelper. We work with The Debt Advice Service who provide information about your options. This isn’t a full fact-find, some debt solutions may not be suitable in all circumstances, ongoing fees might apply & your credit rating may be affected.