Should I pay Drydensfairfax Solicitors Debt?

Getting a message from Drydensfairfax Solicitors about a debt can be a bit scary. You might be worried about how to handle these debt collectors or how this will touch your daily life. These worries are normal. Every month, over 12,000 people come to this site looking for advice on debt problems.

In this article, we’ll help you understand:

• Who Drydensfairfax Solicitors are.
• How to deal with Drydensfairfax.
• How to ask for proof of your debt from Drydensfairfax.
• What happens when Drydensfairfax can’t or can prove the debt is yours.
• Your legal rights when handling Drydensfairfax.

We know that dealing with debt can be tough. Our team has people who have been in your place. They have faced debt and found ways to handle it. So, we are here to help you. Let’s get started and find out more about what you can do if you’re dealing with Drydensfairfax Solicitors.

How do you ask for Drydens to ‘prove’ the debt?

Drydens can’t simply say they know the debt is yours. All debt collection agencies have an obligation to ‘prove’ it by providing you with hard copy evidence! So, the first thing to do is ask Drydens to provide this proof in writing!

If you are unsure how to write a “prove the debt” letter, seek advice from a reputable independent debt adviser. You could seek advice from one of the UK’s debt charities. They provide free advice to people who find themselves facing financial hardship!

Drydens then has to prove the debt is yours. But don’t admit anything, sign anything, agree to anything, or pay anything until they do!

What happens when Drydens can’t prove the debt?

If Drydens can’t prove the debt is yours, you’re under no obligation to continue discussions with them and you certainly don’t have to pay!

Now, Drydens may go back to the creditor to seek proof you owe the money. But until they do and they get a reply, you’ve bought yourself a considerable amount of time!

What happens when Drydens proves the debt is yours?

You may have to pay if Drydens can prove the debt is yours. But not before you seek debt advice from an independent debt charity! Why? Because the debt could be over six years old and therefore statute barred.

In short, you can’t be made to pay if the debt is that old!

If the debt isn’t statute-barred, Drydens should offer you a realistic, and affordable payment plan to clear the debt. But make sure, the interest they may add to the debt is not prohibitive!

If you’re not happy with the payment plan, seek independent advice!

» TAKE ACTION NOW: Fill out the short debt form

Should you ignore a Drydensfairfax Solicitors letter?

No. It’s not a good move to ignore letters from Drydensfairfax Solicitors because things could quickly escalate out of control. Moreover, you could be missing out on things which include:

• Finding out the debt is not yours or that its statute barred
• Getting an affordable payment plan from Drydens
• Having part of the debt written off (unlikely but worth a go)
• Facing court proceedings and getting a County Court Judgement (CCJ) on your credit history

Thousands have already tackled their debt

Every day our partners, The Debt Advice Service, help people find out whether they can lower their repayments and finally tackle or write off some of their debt.

Natasha

I’d recommend this firm to anyone struggling with debt – my mind has been put to rest, all is getting sorted.

Get started

Reviews shown are for The Debt Advice Service.

What can Drydensfairfax Solicitors legally do?

Drydens can legally do specific things when collecting outstanding debt. But there are things a debt collector can’t do too.

I’ve listed actions Drydens can take here:

• Visit you at home to discreetly discuss the debt
• Ask you to pay them directly
• Contact you at the specific times you ask them to

What debt collectors cannot do is the following:

• Apply pressure to make you pay. An example is to encourage you to take out another loan to pay the debt
• Act aggressively when discussing things with you
• Force their way into your home, seize your possessions or clamp your vehicle
• Threaten legal action if they’ve got no intention of following through
• Infer they have the same powers as Enforcement Agents (bailiffs) which is a criminal offence
• Contact you at times you asked them not to
• Discuss the debt with your employer, family, friends or neighbours which is in breach of your privacy
• Visit you at your place of work
• Discuss your debt in confusing terms to mislead you

How do you deal with Drydensfairfax?

A Drydensfairfax letter is likely full of threats about taking you to court. But don’t panic, the threats are common tactics used to get you to pay. Instead of forking out any money or ignoring the correspondence, you should:

• Contact Drydens as soon as possible and ask them to prove the debt is yours!
• Check how old the debt is because it could be a statute barred which means it’s over six years old and can’t be enforced!

Drydens can’t force you to pay without giving you sufficient time to consider your options. Moreover, you must be given the chance to seek advice about a debt you may owe.

How do you contact Drydensfairfax Solicitors?

I’ve listed the Drydensfairfax Solicitors contact details here.