Should I pay Drydensfairfax Solicitors Debt?


Can you write off any Drydensfairfax debt?

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How much debt do you have?

This isn’t a full fact find, Thrifty Family doesn’t give advice. We work with The Debt Advice Service who provides information about your options. 

For free & impartial money advice you can visit MoneyHelper. We work with The Debt Advice Service who provide information about your options. This isn’t a full fact-find, some debt solutions may not be suitable in all circumstances, ongoing fees might apply & your credit rating may be affected.

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Janine Marsh
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Janine Marsh

Financial Expert

My name’s Janine, and I’m a mum of two who’s always been passionate about trying to cut down spending costs. I am now sharing as much financial knowledge as I possibly can to help your money go that little bit further.

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- Financial Expert
Updated 07 December 2023
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Drydensfairfax Solicitors HRMC Debt

For free & impartial money advice you can visit MoneyHelper. We work with The Debt Advice Service who provide information about your options. This isn’t a full fact-find, some debt solutions may not be suitable in all circumstances, ongoing fees might apply & your credit rating may be affected.

Getting a message from Drydensfairfax Solicitors about a debt can be a bit scary. You might be worried about how to handle these debt collectors or how this will touch your daily life. These worries are normal. Every month, over 12,000 people come to this site looking for advice on debt problems.

In this article, we’ll help you understand:

  • Who Drydensfairfax Solicitors are.
  • How to deal with Drydensfairfax.
  • How to ask for proof of your debt from Drydensfairfax.
  • What happens when Drydensfairfax can’t or can prove the debt is yours.
  • Your legal rights when handling Drydensfairfax.

We know that dealing with debt can be tough. Our team has people who have been in your place. They have faced debt and found ways to handle it. So, we are here to help you. Let’s get started and find out more about what you can do if you’re dealing with Drydensfairfax Solicitors.

Do you have to pay Drydensfairfax Solicitors?

You might not have to pay Drydensfairfax Solicitors.

If you genuinely can’t afford your debt repayments then looking into whether you could have your written off might be just what you need. 

If you want to find out whether you qualify for having debt written off or payments lowered then fill out the short form below.


Can you write off any Drydensfairfax debt?

1 of 5

How much debt do you have?

This isn’t a full fact find, Thrifty Family doesn’t give advice. We work with The Debt Advice Service who provides information about your options. 

Who is Drydens Fairfax?

Drydens are Drydensfairfax Solicitors, it’s their trading name. However, the firm was acquired by Arrow Global Ltd in 2019. They work with clients to recover unpaid debts as debt collectors.

Drydens has a diverse client base which includes banks, credit card providers, building societies, businesses, the government, as well as other debt recovery firms.

Are Drydensfairfax Solicitors legit?

Yes. Drydensfairfax Solicitors is a legitimate firm that’s regulated by the Solicitors Regulation Authority (SRA). If you check out their website, the Drydens claim to work closely with you to pay off any money you owe.

But this is debatable!

Check out what happened to one person who tried to contact Drydens!

drydenfairfax solicitors debt

Source: Money Saving Expert

Why would Drydensfairfax Solicitors contact you?

Drydensfairfax Solicitors will contact you to recover a debt you owe to another business. In short, your original creditor outsources the debt recovery to Drydens.

It means you’ll have to deal with Drydens directly to sort out the problem. That’s if the debt is yours and it’s not statute-barred!

Can you lower your repayments?

If you’re struggling to pay back your debt, then you might qualify for a debt solution.

Some solutions lower your monthly payments while others write off a portion of your debt


To find out whether they could work in your situation, hit the button below.

Get Started

How do you deal with Drydensfairfax?

A Drydensfairfax letter is likely full of threats about taking you to court. But don’t panic, the threats are common tactics used to get you to pay. Instead of forking out any money or ignoring the correspondence, you should:

  • Contact Drydens as soon as possible and ask them to prove the debt is yours!
  • Check how old the debt is because it could be a statute barred which means it’s over six years old and can’t be enforced!

Drydens can’t force you to pay without giving you sufficient time to consider your options. Moreover, you must be given the chance to seek advice about a debt you may owe.

How do you ask for Drydens to ‘prove’ the debt?

Drydens can’t simply say they know the debt is yours. All debt collection agencies have an obligation to ‘prove’ it by providing you with hard copy evidence! So, the first thing to do is ask Drydens to provide this proof in writing!

If you are unsure how to write a “prove the debt” letter, seek advice from a reputable independent debt adviser. You could seek advice from one of the UK’s debt charities. They provide free advice to people who find themselves facing financial hardship!

Drydens then has to prove the debt is yours. But don’t admit anything, sign anything, agree to anything, or pay anything until they do!

What happens when Drydens can’t prove the debt?

If Drydens can’t prove the debt is yours, you’re under no obligation to continue discussions with them and you certainly don’t have to pay!

Now, Drydens may go back to the creditor to seek proof you owe the money. But until they do and they get a reply, you’ve bought yourself a considerable amount of time!

What happens when Drydens proves the debt is yours?

You may have to pay if Drydens can prove the debt is yours. But not before you seek debt advice from an independent debt charity! Why? Because the debt could be over six years old and therefore statute barred.

In short, you can’t be made to pay if the debt is that old!

If the debt isn’t statute-barred, Drydens should offer you a realistic, and affordable payment plan to clear the debt. But make sure, the interest they may add to the debt is not prohibitive!

If you’re not happy with the payment plan, seek independent advice!

Should you ignore a Drydensfairfax Solicitors letter?

No. It’s not a good move to ignore letters from Drydensfairfax Solicitors because things could quickly escalate out of control. Moreover, you could be missing out on things which include:

  • Finding out the debt is not yours or that its statute barred
  • Getting an affordable payment plan from Drydens
  • Having part of the debt written off (unlikely but worth a go)
  • Facing court proceedings and getting a County Court Judgement (CCJ) on your credit history

What can Drydensfairfax Solicitors legally do?

Drydens can legally do specific things when collecting outstanding debt. But there are things a debt collector can’t do too.

I’ve listed actions Drydens can take here:

  • Visit you at home to discreetly discuss the debt
  • Ask you to pay them directly
  • Contact you at the specific times you ask them to

What debt collectors cannot do is the following:

  • Apply pressure to make you pay. An example is to encourage you to take out another loan to pay the debt
  • Act aggressively when discussing things with you
  • Force their way into your home, seize your possessions or clamp your vehicle
  • Threaten legal action if they’ve got no intention of following through
  • Infer they have the same powers as Enforcement Agents (bailiffs) which is a criminal offence
  • Contact you at times you asked them not to
  • Discuss the debt with your employer, family, friends or neighbours which is in breach of your privacy
  • Visit you at your place of work
  • Discuss your debt in confusing terms to mislead you

How do you contact Drydensfairfax Solicitors?

I’ve listed the Drydensfairfax Solicitors contact details here.

Contact number for Bradford 01274 378 000
Contact number for Leeds 0113 823 3443
Head Office 4th Floor, Fairfax HouseMerrion Street, Leeds LS2 8BX
Website www.drydensfairfax.com 
Worth noting: Drydensfairfax numbers they use to call you on 08702407158
01138233370
01138233387

Lastly, should I pay Drydensfairfax Solicitors debt?

Although Drydensfairfax Solicitors have more power than a debt collection agency, they are not Enforcement Agents (bailiffs)! Also, Drydens must abide by the law when they contact you over an alleged debt.

When you get a letter from Drydens, don’t ignore it. Instead, write to the firm of solicitors asking them to ‘prove the debt’ is yours! Don’t accept a verbal confirmation, ask for it in writing with hard proof.

Moreover, check the debt isn’t statute-barred because if it is, you can’t be chased for payment.

Seek advice from an independent debt charity if you’re confused or unsure about anything. 

Plus, never sign, agree, or pay anything until you know the debt is yours!

The one thing you shouldn’t do is ignore their correspondence because it could get messy and expensive!

“It will only get worse” 😩

It’s cliché to say, but with debt it’s true; the longer you leave it, the worse the problem gets

There are straightforward and effective ways to deal with debt, but you have to know your options. 

Fill out the short form to find out about the debt solutions that could reduce your monthly payments or even write off some of your debt.

Get Started

Thanks for reading this post about Drydens. I hope the information answers the question should I pay Drydensfairfax Solicitors debt so the outcome is positive.

The authors
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My name’s Janine, and I’m a mum of two who’s always been passionate about trying to cut down spending costs. I am now sharing as much financial knowledge as I possibly can to help your money go that little bit further.
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How to beat Drydensfairfax debt
How to beat Drydensfairfax debt

Looking into debt solutions could help. 

  • Lower monthly payments
  • Reduce pressure from the people you owe
  • Affordable monthly repayments. 
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