Resolvecall Doorstep Visit from Bailiffs? Debt Collection Rules

Are you feeling worried about a visit from Resolvecall’s debt collectors? It’s normal to feel a bit scared. There’s no need to stress though; you’re not on your own. Every month, over 12,000 people come to this site looking for help with debt problems.

In this article, we’ll talk about:

• Who Resolvecall and their debt collectors are.
• If you need to pay Resolvecall.
• How to lower your repayments.
• Why Resolvecall might contact you.
• What to do if Resolvecall debt collectors come to your home.

We know how hard it can be to owe money, as some of us have been there too. We’ve had to learn to handle owing money and what to do next. So, we know how to give you a hand. Let’s dive in and learn more about how to deal with Resolvecall debt collectors.

Why would Resolvecall contact you?

Chances are you’ve got an outstanding debt with one of Resolvecalls’ customers. Maybe it’s an energy provider or you defaulted on a loan or mortgage payment?

The debt could be quite old and you thought you were no longer being chased for it which can happen! However, debt collection agencies are tenacious and rarely give up where outstanding debts are concerned.

Should you ignore Resolvecall debt collectors?

No. Ignoring Resolvecall when they get in touch just makes matters worse when you have unpaid debts. Moreover, debt collection agencies are persistent and once they get their claws into you, they won’t go away!

Moreover, ignoring the problem could mean that you don’t establish the following:

• The debt is too old to enforce and therefore a court won’t take on the case because it’s statute barred. It also means you can’t be given a CCJ!
• Resolvecall is chasing the wrong person because the debt isn’t even yours!
• Being offered an affordable way to pay what you owe
• Having some of the debt wiped off makes it easier for you to settle

You could end up with a doorstep visit from a bailiff!

What happens when you ignore bailiffs?

If you ignore bailiffs when they visit your home, they will leave. But this doesn’t mean they won’t return at a later date.

That said, you’re not obliged to let a bailiff into your home. You can speak to them through a letterbox or an open upstairs window if you’re nervous about things. 

You should lock your doors because a bailiff has the right to enter your home if a door is unlocked.

Will Resolvecall take you to court?

Yes. If you ignore the debt collector, they could advise their client to start legal proceedings against you.

This could lead to the following:

• Missing a court hearing
• Having a County Court Judgement issued against you and registered on your credit file
• Dealing with enforcement officers (court-appointed bailiffs)
• Having some of your possessions seized
• Getting an attachment placed on your earnings or bank account

Take the first step towards tackling your debt

Every day, our partner, The Debt Advice Service, helps people understand their options for dealing with debt. Their debt advice is free, with no obligation to proceed.

Thrifty Family introduces you to The Debt Advice Service. We do not provide debt advice or recommend debt solutions.

Natasha

Very helpful and informative thank you

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Thrifty Family does not provide debt advice or recommend debt solutions. We can introduce you to The Debt Advice Service, a trading style of Pacific Financial Solutions Limited. Their debt advice is free, and there is no obligation to proceed.

If you request an introduction, we’ll share your details with The Debt Advice Service so they can contact you.

Some debt solutions have fees and may negatively affect your credit rating. Thrifty Family is a commercial introducer and may receive a fee if you go ahead with a debt solution through The Debt Advice Service.

For free, impartial money guidance and help finding free debt advice, visit MoneyHelper.

Can bailiffs pay me a visit at home?

Yes. If the Resolvecall client takes you to court and wins the case, a judge could instruct bailiffs (enforcement officers) to come to your home.

Plus you’d get a CCJ on your credit file.

That said, bailiffs can come to your home three times but if you don’t answer the door, they could come more often. If after three visits, a bailiff doesn’t succeed in getting you to pay, further court action could begin against you!

What happens when a bailiff comes to your home?

A bailiff has the right to come to your home three times to collect on a debt. On the first occasion, they’ll note down specific assets you own. It’s the list of possessions they could seize to sell at auction to cover the debt.

The second occasion involves the bailiffs collecting the money owed. The third occasion takes place if a bailiff failed to collect on the debt on the previous occasion.

How do you respond to a bailiff’s visit?

As mentioned, you shouldn’t ignore a bailiff when they visit your home. Instead, talk to them through the letterbox or an upstairs window. Ask the bailiff to show you some identification as there are many scammers about it!

This includes unscrupulous debt collectors who may pretend they are bailiffs!

» TAKE ACTION NOW: Fill out the short debt form

Can bailiffs force their way into your home?

Whether a bailiff can force their way into your home depends on specific things. For example, it’d depend on the sort of debt they’re collecting. 

A bailiff can’t force their way into your property for credit card debts or any of the following debts:

• Council tax arrears
• Energy bill arrears
• Phone bill arrears
• Unpaid parking tickets

What’s the time gap between a bailiff’s visits?

Bailiffs must allow seven days between each visit. This doesn’t include bank holidays, Sundays or the day you received their letter detailing the first intended visit.

How do you contact Resolvecall debt collectors?

I’ve listed ways to contact Resolvecall debt collectors in the table below and I’ve included the phone number they use to call people on too: