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How to get out of debt
How to beat debt collectors

Resolvecall Doorstep Visit from Bailiffs? Debt Collection Rules

Janine Marsh Thrifty Family
By
Janine
Janine Marsh Thrifty Family

Janine Marsh

Financial Expert

Janine is a financial expert who supports individuals with debt management, cost-saving resources, and navigating parking tickets.

Learn more about Janine
· Jun 10th, 2024
Could you legally write off some debt? Answer below to get started.

Total amount of debt?

For free & impartial money advice you can visit MoneyHelper. We work with The Debt Advice Service who provide information about your options. This isn’t a full fact-find, some debt solutions may not be suitable in all circumstances, ongoing fees might apply & your credit rating may be affected.

For free & impartial money advice you can visit MoneyHelper. We work with The Debt Advice Service who provide information about your options. This isn’t a full fact-find, some debt solutions may not be suitable in all circumstances, ongoing fees might apply & your credit rating may be affected.

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Resolvecall Doorstep Visit

For free & impartial money advice you can visit MoneyHelper. We work with The Debt Advice Service who provide information about your options. This isn’t a full fact-find, some debt solutions may not be suitable in all circumstances, ongoing fees might apply & your credit rating may be affected.

Are you feeling worried about a visit from Resolvecall’s debt collectors? It’s normal to feel a bit scared. There’s no need to stress though; you’re not on your own. Every month, over 12,000 people come to this site looking for help with debt problems.

In this article, we’ll talk about:

  • Who Resolvecall and their debt collectors are.
  • If you need to pay Resolvecall.
  • How to lower your repayments.
  • Why Resolvecall might contact you.
  • What to do if Resolvecall debt collectors come to your home.

We know how hard it can be to owe money, as some of us have been there too. We’ve had to learn to handle owing money and what to do next. So, we know how to give you a hand. Let’s dive in and learn more about how to deal with Resolvecall debt collectors.

Could you legally write off some debt?

There are several debt solutions in the UK, choosing the right one for you could write off some of your unaffordable debt, but the wrong one may be expensive and drawn out.

Answer below to get started.

How much debt do you have?

This isn’t a full fact find. MoneyNerd doesn’t give advice. We work with The Debt Advice Service who provide information about your options.

Why would Resolvecall contact you?

Chances are you’ve got an outstanding debt with one of Resolvecalls’ customers. Maybe it’s an energy provider or you defaulted on a loan or mortgage payment?

The debt could be quite old and you thought you were no longer being chased for it which can happen! However, debt collection agencies are tenacious and rarely give up where outstanding debts are concerned.

Should you ignore Resolvecall debt collectors?

No. Ignoring Resolvecall when they get in touch just makes matters worse when you have unpaid debts. Moreover, debt collection agencies are persistent and once they get their claws into you, they won’t go away!

Moreover, ignoring the problem could mean that you don’t establish the following:

  • The debt is too old to enforce and therefore a court won’t take on the case because it’s statute barred. It also means you can’t be given a CCJ!
  • Resolvecall is chasing the wrong person because the debt isn’t even yours!
  • Being offered an affordable way to pay what you owe
  • Having some of the debt wiped off makes it easier for you to settle

You could end up with a doorstep visit from a bailiff!

How a debt solution could help

Some debt solutions can:

  1. Stop nasty calls from creditors
  2. Freeze interest and charges
  3. Reduce your monthly

A few debt solutions can even result in writing off some of your debt.

Here’s an example:


Situation

Monthly income £2,504
Monthly expenses £2,345
Total debt £32,049

Monthly debt repayments

Before £587
After £158

£429 reduction in monthly payments

 

If you want to learn what debt solutions are available to you, click the button below to get started.

Get started

What happens when you ignore bailiffs?

If you ignore bailiffs when they visit your home, they will leave. But this doesn’t mean they won’t return at a later date.

That said, you’re not obliged to let a bailiff into your home. You can speak to them through a letterbox or an open upstairs window if you’re nervous about things. 

You should lock your doors because a bailiff has the right to enter your home if a door is unlocked.

Will Resolvecall take you to court?

Yes. If you ignore the debt collector, they could advise their client to start legal proceedings against you.

This could lead to the following:

  • Missing a court hearing
  • Having a County Court Judgement issued against you and registered on your credit file
  • Dealing with enforcement officers (court-appointed bailiffs)
  • Having some of your possessions seized
  • Getting an attachment placed on your earnings or bank account

Thousands have already tackled their debt

Every day our partners, The Debt Advice Service, help people find out whether they can lower their repayments and finally tackle or write off some of their debt.

Natasha

I’d recommend this firm to anyone struggling with debt – my mind has been put to rest, all is getting sorted.

Get started

Reviews shown are for The Debt Advice Service.

Can bailiffs pay me a visit at home?

Yes. If the Resolvecall client takes you to court and wins the case, a judge could instruct bailiffs (enforcement officers) to come to your home.

Plus you’d get a CCJ on your credit file.

That said, bailiffs can come to your home three times but if you don’t answer the door, they could come more often. If after three visits, a bailiff doesn’t succeed in getting you to pay, further court action could begin against you!

What happens when a bailiff comes to your home?

A bailiff has the right to come to your home three times to collect on a debt. On the first occasion, they’ll note down specific assets you own. It’s the list of possessions they could seize to sell at auction to cover the debt.

The second occasion involves the bailiffs collecting the money owed. The third occasion takes place if a bailiff failed to collect on the debt on the previous occasion.

How do you respond to a bailiff’s visit?

As mentioned, you shouldn’t ignore a bailiff when they visit your home. Instead, talk to them through the letterbox or an upstairs window. Ask the bailiff to show you some identification as there are many scammers about it!

This includes unscrupulous debt collectors who may pretend they are bailiffs!

» TAKE ACTION NOW: Fill out the short debt form

Can bailiffs force their way into your home?

Whether a bailiff can force their way into your home depends on specific things. For example, it’d depend on the sort of debt they’re collecting. 

A bailiff can’t force their way into your property for credit card debts or any of the following debts:

  • Council tax arrears
  • Energy bill arrears
  • Phone bill arrears
  • Unpaid parking tickets

What’s the time gap between a bailiff’s visits?

Bailiffs must allow seven days between each visit. This doesn’t include bank holidays, Sundays or the day you received their letter detailing the first intended visit.

How do you contact Resolvecall debt collectors?

I’ve listed ways to contact Resolvecall debt collectors in the table below and I’ve included the phone number they use to call people on too:

Headquarters Address Spectrum House, 55 Blythswood Street, Glasgow, G2 7AT
Address Resolvecall Ltd, Spectrum House,55 Blysthwood Street, Glasgow, G2 7AT
Phone 0141 212 8500
Website https://resolvecall.co.uk/
Phone numbers used to call you: 1412 120 520
08442 578 535
08442 578 536
Could you legally write off some debt?

Answer below to get started.

How much debt do you have?

This isn’t a full fact find. MoneyNerd doesn’t give advice. We work with The Debt Advice Service who provide information about your options.

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The authors
Janine Marsh Thrifty Family
Author
Janine is a financial expert who supports individuals with debt management, cost-saving resources, and navigating parking tickets.