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Is CDER Group Legitimate or a Scam? Can They Force Entry?

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Janine
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Janine Marsh

Financial Expert

My name’s Janine, and I’m a mum of two who’s always been passionate about trying to cut down spending costs. I am now sharing as much financial knowledge as I possibly can to help your money go that little bit further.

Learn more about Janine
· Jan 12th, 2024
Could you legally write off some debt? Answer below to get started.

Total amount of debt?

For free & impartial money advice you can visit MoneyHelper. We work with The Debt Advice Service who provide information about your options. This isn’t a full fact-find, some debt solutions may not be suitable in all circumstances, ongoing fees might apply & your credit rating may be affected.

For free & impartial money advice you can visit MoneyHelper. We work with The Debt Advice Service who provide information about your options. This isn’t a full fact-find, some debt solutions may not be suitable in all circumstances, ongoing fees might apply & your credit rating may be affected.

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CDER Group Debt

For free & impartial money advice you can visit MoneyHelper. We work with The Debt Advice Service who provide information about your options. This isn’t a full fact-find, some debt solutions may not be suitable in all circumstances, ongoing fees might apply & your credit rating may be affected.

Have you received a letter from CDER Group about a debt? If you have, you might be feeling worried. You might wonder if CDER Group is real and if they can come into your home. Don’t worry, you’re not alone. Every month, I help over 12,000 people who need advice about debt.

In this article, we’ll talk about:

  • Who CDER Group is and if they are a real business.
  • How to lower your payments to CDER Group.
  • What CDER Group can and can’t do when they want to collect a debt.
  • What a CDER Group Notice of Enforcement means.
  • How to stop CDER Group from coming to your home.

I know how hard it can be to deal with debt, as some of our team members have been in the same situation. They’ve had to handle debts and didn’t know what to do, so we know how to help you. Keep reading to learn more about CDER Group and how to handle your debt with them.

Could you legally write off some debt?

There are several debt solutions in the UK, choosing the right one for you could write off some of your unaffordable debt, but the wrong one may be expensive and drawn out.

Answer below to get started.

How much debt do you have?

This isn’t a full fact find. MoneyNerd doesn’t give advice. We work with The Debt Advice Service who provide information about your options.

Is CDER Group a legitimate business?

Yes. CDER Group is a legitimate business that’s registered with Company House. So, when you get a letter from them, it’s because a court order’s been issued against a debtor!

Is CDER Group regulated?

Yes. CDER Group is highly regulated and must abide by the law when they contact you to recover an outstanding debt.

That said, you’ve got rights when Enforcement Agents contact you!

What is a CDER Group Notice of Enforcement?

CDER Group sends you a Notice of Enforcement which you shouldn’t ignore. The notice gives you two options which are:

  • Pay what’s owed
  • Contact CDER to set up a payment plan (short-term)

An Enforcement Agent will visit your home if you don’t respond. Moreover, a fee of £75 is added to the debt!

How a debt solution could help

Some debt solutions can:

  1. Stop nasty calls from creditors
  2. Freeze interest and charges
  3. Reduce your monthly

A few debt solutions can even result in writing off some of your debt.

Here’s an example:


Situation

Monthly income £2,504
Monthly expenses £2,345
Total debt £32,049

Monthly debt repayments

Before £587
After £158

£429 reduction in monthly payments

 

If you want to learn what debt solutions are available to you, click the button below to get started.

Get started

What happens when you don’t pay CDER Group?

Things get very expensive when you don’t pay CDER Group once they’ve contacted you and sent a Notice of Enforcement.

Their fees soon add up with £235 added to the debt.

Moreover, if Enforcement Agents seize your possessions, another £110 is added to the debt! The amount increases as more fees are added to an original debt.

» TAKE ACTION NOW: Fill out the short debt form

Do you have to let CDER enforcement agents in?

No. You won’t have to let CDER enforcement agents into your house. You can talk to them from an upstairs window if possible or through a letterbox. Make sure the doors are locked!

Thousands have already tackled their debt

Every day our partners, The Debt Advice Service, help people find out whether they can lower their repayments and finally tackle or write off some of their debt.

Natasha

I’d recommend this firm to anyone struggling with debt – my mind has been put to rest, all is getting sorted.

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Reviews shown are for The Debt Advice Service.

How do you stop CDER Group enforcement agents?

You can stop CDER Group enforcement agents from contacting you by:

  • Paying the full amount owed
  • Agreeing to a short-term payment plan
  • Informing them you are a ‘vulnerable’ person

UK law prevents enforcement agents from visiting vulnerable people. This could include pregnant women, a person who doesn’t speak English, and single parents.

Should you pay CDER Group?

If you can, try to pay CDER Group when they send you a Notice of Enforcement. Why? Because it stops them from adding more fees and prevents them from visiting you at home.

If you can’t afford to pay the full amount, contact CDER sooner rather than later and negotiate a payment plan with them!

How do you contact CDER Group?

I’ve included ways to contact CDER Group here:

By phone 0330 460 5295
By email: [email protected]
Website: https://www.cdergroup.co.uk/
Could you legally write off some debt?

Answer below to get started.

How much debt do you have?

This isn’t a full fact find. MoneyNerd doesn’t give advice. We work with The Debt Advice Service who provide information about your options.

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The authors
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My name’s Janine, and I’m a mum of two who’s always been passionate about trying to cut down spending costs. I am now sharing as much financial knowledge as I possibly can to help your money go that little bit further.