Is CDER Group Legitimate or a Scam? Can They Force Entry?

For free & impartial money advice you can visit MoneyHelper. We work with The Debt Advice Service who provide information about your options. This isn’t a full fact-find, some debt solutions may not be suitable in all circumstances, ongoing fees might apply & your credit rating may be affected.

Have you received a letter from CDER Group about a debt? If you have, you might be feeling worried. You might wonder if CDER Group is real and if they can come into your home. Don’t worry, you’re not alone. Every month, I help over 12,000 people who need advice about debt.

In this article, we’ll talk about:

Who CDER Group is and if they are a real business.
How to lower your payments to CDER Group.
What CDER Group can and can’t do when they want to collect a debt.
What a CDER Group Notice of Enforcement means.
How to stop CDER Group from coming to your home.

I know how hard it can be to deal with debt, as some of our team members have been in the same situation. They’ve had to handle debts and didn’t know what to do, so we know how to help you. Keep reading to learn more about CDER Group and how to handle your debt with them.

Advertisement. Thrifty Family introduces enquiries; we do not give debt advice or recommend solutions. The Debt Advice Service, a trading style of Pacific Financial Solutions Limited, offers free debt advice with no obligation. Complete the enquiry form to share your details and request a call.

Some debt solutions have fees and may negatively affect your credit rating. Thrifty Family may receive a fee if you go ahead with a debt solution through The Debt Advice Service. For free, impartial guidance and help finding free debt advice, visit MoneyHelper.

Is CDER Group a legitimate business?

Yes. CDER Group is a legitimate business that’s registered with Company House. So, when you get a letter from them, it’s because a court order’s been issued against a debtor!

Is CDER Group regulated?

Yes. CDER Group is highly regulated and must abide by the law when they contact you to recover an outstanding debt.

That said, you’ve got rights when Enforcement Agents contact you!

What is a CDER Group Notice of Enforcement?

CDER Group sends you a Notice of Enforcement which you shouldn’t ignore. The notice gives you two options which are:

Pay what’s owed
Contact CDER to set up a payment plan (short-term)

An enforcement agent may visit if you do not deal with the notice. In England and Wales, for private enforcement under the Taking Control of Goods (Fees) Regulations, the current compliance-stage fee is £79. The fee changes took effect on 1 May 2026 and do not affect enforcement action taken before then.

How the introduction works

The Debt Advice Service can discuss your circumstances and explain available options, including their benefits, costs and risks.

Options depend on your circumstances. You decide whether to proceed.

Continue to the enquiry form

What happens when you don’t pay CDER Group?

Things get very expensive when you don’t pay CDER Group once they’ve contacted you and sent a Notice of Enforcement.

For enforcement other than under a High Court writ, the current enforcement-stage fee is £247, plus 7.5% of the part of the sum to be recovered above £1,900.

If the case reaches the sale or disposal stage, a further £116 plus 7.5% of the part of the sum to be recovered above £1,900 can apply under that fee table. High Court enforcement uses different fees. Ask for an itemised breakdown, including any additional expenses or VAT-equivalent amount that can lawfully be charged.

Debt advice: Continue to MoneyNerd’s enquiry form

Advertisement. Thrifty Family is a commercial introducer, not a debt adviser. The Debt Advice Service, a trading style of Pacific Financial Solutions Limited, offers free debt advice with no obligation. If you request an introduction, your details are shared with them so they can contact you.

Some debt solutions have fees and may negatively affect your credit rating. Thrifty Family may receive a fee if you proceed with a debt solution through The Debt Advice Service. MoneyHelper offers free, impartial money guidance and help finding free debt advice.

Do you have to let CDER enforcement agents in?

No. You won’t have to let CDER enforcement agents into your house. You can talk to them from an upstairs window if possible or through a letterbox. Make sure the doors are locked!

About The Debt Advice Service

Use the enquiry form to request a call about your circumstances and available options. You decide whether to proceed.

Continue to the enquiry form

How do you stop CDER Group enforcement agents?

You can stop CDER Group enforcement agents from contacting you by:

Paying the full amount owed
Agreeing to a short-term payment plan
Informing them you are a ‘vulnerable’ person

UK law prevents enforcement agents from visiting vulnerable people. This could include pregnant women, a person who doesn’t speak English, and single parents.

Should you pay CDER Group?

If you can, try to pay CDER Group when they send you a Notice of Enforcement. Why? Because it stops them from adding more fees and prevents them from visiting you at home.

If you can’t afford to pay the full amount, contact CDER sooner rather than later and negotiate a payment plan with them!