Should You Pay or Ignore QDR Solicitors’ Parking Fine Debt?
By
Janine
Janine Marsh
Financial Expert
My name’s Janine, and I’m a mum of two who’s always been passionate about trying to cut down spending costs. I am now sharing as much financial knowledge as I possibly can to help your money go that little bit further.
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Are you feeling puzzled by a parking fine from QDR Solicitors? This article is here to help. Every month, over 32,000 people come to this site for advice on tickets and fines.
Here’s what we’ll explore:
Who QDR Solicitors are and whether they are a real debt collector.
Why QDR Solicitors might be contacting you.
Things QDR Solicitors can legally do, and what happens if they take you to court.
The steps to stop QDR Solicitors from contacting you.
The best ways to deal with a fine from QDR Solicitors, whether that’s to pay, ignore or appeal.
Getting a fine can be a big worry. Will bailiffs come to your house? What if you get a letter from QDR Solicitors? Should you ignore it? We know these are real concerns and with our guidance, you’ll get the answers you need.
Our team has seen many cases just like yours. We’re here to help you understand your situation and make the best choice. Let’s dive in and clear up your worries about QDR Solicitors’ parking fine debt.
Do You Have to Pay?
In some circumstances, you might have a legitimate reason not to pay your fine.
It’s a bit sneaky, but the last time I needed legal advice, I paid £5 for a trial to chat with an online solicitor called JustAnswer.
Not only did I save £50 on solicitor feeds, I also won my case and didn’t have to pay my £271 fine.
Chat below to get started with JustAnswer
In partnership with Just Answer.
How to avoid paying QDR Solicitors parking tickets
If you want to avoid paying a QDR Solicitors parking ticket then you’ll need an airtight appeal.
The best way to perfect your appeal is getting a little advice from a Solicitor. I’d 100% recommend spending a fiver to get a trial of JustAnswer.
You can explain your situation in their chat and they’ll connect you with a Solicitor who can advise you and give you the best chance to win your appeal.
You may be contacted by QDR Solicitors because a car park management company has asked them to chase you for an outstanding parking ticket. That said, QDR may have purchased a debt for a cut-down price and are chasing you for payment themselves!
Naturally, the amount you pay for a QDR-purchased debt will be a lot more than the debt collection agency paid for it!
No. It’s far better to deal with the situation and try to resolve things sooner rather than later. Plus, by ignoring their correspondence you could miss out on:
Having some of the debt wiped off
Finding out the debt belongs to someone else and not you
Discovering the debt is statute-barred which means you can’t be made to pay
Being offered an affordable payment plan to clear the debt
Ignoring correspondence from QDR Solicitors could also lead to the following:
Court proceedings
Receiving a CCJ which will ruin your credit rating
Enforcement officers (bailiffs) coming to your home and seizing belongings
Having an attachment placed on your earnings
Having a lien place on your home
Successful Appeal Case Study
Situation
Initial Fine
£100
Additional Fees
£171
Total Fine
£271
The Appeal Process
Scott used JustAnswer, online legal service to enhance his appeal. The trial of this cost him just £5.
Total Fine
£271
Cost of legal advice
£5
JustAnswer helped Scott craft the best appeal possible and he was able to win his case.
Scott’s fine was cancelled and he only paid £5 for the legal help.
There are things that debt collectors can and cannot legally do. That said, because QDR Solicitors are a firm of solicitors, they have slightly more power than a debt collector would have!
For example, a debt collector can:
Contact you over an alleged debt whether by phone, text, letter, or a visit to your home if all else fails
Discuss an alleged debt with you but must do so discreetly and politely. All the while showing understanding and empathy
A debt collector cannot legally do any of the following:
Force their way into your home
Pretend they have the same powers as an Enforcement Officer (bailiff) which would break the law
Talk to your family, friends, employer, or neighbour about the alleged debt which breaks privacy laws
Clamp your car or seize your possessions
Act in a threatening or harassing manner
Use documents that seem to be court issued when they are not
File a complaint with QDR head office when a debt collector doesn’t follow the Code of Practice and you feel harassed. Then lodge a complaint with the Financial Ombudsman Service!
Will QDR Solicitors take you to court?
Yes. There’s a chance that QDR Solicitors could take you to court over an unpaid parking ticket if they bought the debt. First, they’ll contact you asking you to pay. Next, the letters may be more threatening and could infer court action is about to start.
That said, QDR would send you a Letter Before Action (LBA) first which you shouldn’t ignore. Instead, respond by asking them to ‘prove’ the debt is really yours!
Mistakes happen whether clerical or because the Automatic Number Plate Recognition (ANPR) got it wrong!
All debt collectors must provide you with authenticated proof you owe the money. It’s not enough for them to say, ‘we know you owe the money’. It must be solid, written proof you do!
So, ask them to provide proof the parking ticket is yours before you admit, sign, or fork any money over.
Join thousands of others who got legal help for a £5 trial
Getting the support of a Solicitor can take a huge weight off your mind.
No. A debt collector could show up at your door if all other ways of contacting you fail. But without a court order, QDR Solicitor can’t send bailiffs (enforcement officers) to your home.
Can you stop QDR Solicitors from contacting you?
No. You can prevent QDR Solicitors from contacting you but you can tell them when and how to contact you. Debt collectors must respect your request and if they don’t, it could be deemed they’re harassing you!
So, write a letter to QDR telling them when and how to contact you. Send the letter registered post!
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My name’s Janine, and I’m a mum of two who’s always been passionate about trying to cut down spending costs. I am now sharing as much financial knowledge as I possibly can to help your money go that little bit further.
