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Do Bailiffs Work on the Weekends? When Can They Visit?

Janine Marsh Thrifty Family
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Janine
Janine Marsh Thrifty Family

Janine Marsh

Financial Expert

Janine is a financial expert who supports individuals with debt management, cost-saving resources, and navigating parking tickets.

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· Jan 15th, 2024
Could you legally write off some debt? Answer below to get started.

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For free & impartial money advice you can visit MoneyHelper. We work with The Debt Advice Service who provide information about your options. This isn’t a full fact-find, some debt solutions may not be suitable in all circumstances, ongoing fees might apply & your credit rating may be affected.

For free & impartial money advice you can visit MoneyHelper. We work with The Debt Advice Service who provide information about your options. This isn’t a full fact-find, some debt solutions may not be suitable in all circumstances, ongoing fees might apply & your credit rating may be affected.

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Do Bailiffs Work on the Weekends

For free & impartial money advice you can visit MoneyHelper. We work with The Debt Advice Service who provide information about your options. This isn’t a full fact-find, some debt solutions may not be suitable in all circumstances, ongoing fees might apply & your credit rating may be affected.

Unsure about when a bailiff can visit and whether your weekends are safe from their knock? Don’t worry, you’re not alone. Each month, over 12,000 people visit this site looking for guidance on topics just like this one.

In this brief guide, we’ll help you understand:

  •  What a bailiff is and how they work
  •  Whether you need to pay them directly
  •  When and how often they can visit, including on weekends
  •  How to deal with them if you can’t afford to pay
  •  Ways you can lower your repayments and stop bailiffs

We understand your concerns because we’ve been in your shoes. Our team is here to share our knowledge and experience, to help you navigate your way through dealing with bailiffs.

Let’s get started!

Could you legally write off some debt?

There are several debt solutions in the UK, choosing the right one for you could write off some of your unaffordable debt, but the wrong one may be expensive and drawn out.

Answer below to get started.

How much debt do you have?

This isn’t a full fact find. MoneyNerd doesn’t give advice. We work with The Debt Advice Service who provide information about your options.

Do bailiffs work weekends?

The quick answer is yes, bailiffs might work weekends and try to visit you on a weekend. 

This is something many people have experienced, just like this forum user posting for a friend:

Do bailiffs work weekends

Source: https://forums.moneysavingexpert.com/discussion/5841641/bailiff-coming-back-this-weekend 

But there is more to it than this. There are times when bailiffs cannot come knocking on a weekend. I’ll be explaining this further in the sections below…

Can a bailiff visit on Saturday?

In the majority of cases, if a bailiff is working on a weekend they will typically visit you on a Saturday. 

There are no restrictions stopping bailiffs from visiting most debtors on a Saturday. But they cannot come on Christmas Day if Christmas happens to fall on a Saturday. 

The weekend can be a good time for bailiffs to come to your home because there is a greater chance that they will be able to speak with you, especially if you work during the week. 

How a debt solution could help

Some debt solutions can:

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  2. Freeze interest and charges
  3. Reduce your monthly

A few debt solutions can even result in writing off some of your debt.

Here’s an example:


Situation

Monthly income £2,504
Monthly expenses £2,345
Total debt £32,049

Monthly debt repayments

Before £587
After £158

£429 reduction in monthly payments

 

If you want to learn what debt solutions are available to you, click the button below to get started.

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Can bailiffs visit on a Sunday?

In most cases, bailiffs cannot come to your property on a Sunday. They also have to be aware of religious and cultural festivals, which also stop them from calling. 

This is why they shouldn’t attend your home on Christmas, and it’s also why they shouldn’t come to your home on Good Friday as well. 

But again, there can be limited cases where the bailiff is given permission by the court to attend on a Sunday. So the situation can be different to some debtors. 

Do debt collectors work weekends?

Many debt collection agencies work weekends by employing staff to call debtors or even visit debtors at home. 

But remember, a debt collection field worker is not a bailiff and has no right to try and enter your home or take your goods. 

You can simply ask these field agents to leave your property, and if they don’t, you could report them to the police for trespassing and complain to the Financial Ombudsman for harassment. 

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What times can bailiffs visit you?

Bailiffs can usually only come to your home between 6am and 9pm. There can be exceptions to this rule in limited cases.

Bailiffs usually try to come to your home really early in the morning to try and catch you at home before you leave the house, possibly to go to work. There are multiple bailiff TV programmes that back this up, which you may have seen on Channel 4 or even Netflix. 

» TAKE ACTION NOW: Fill out the short debt form

How many times can a bailiff visit in a week?

Bailiffs must leave seven days between each visit, so they can only visit you once per week. Additionally, a bailiff can only visit you three times in total. 

But don’t assume that ignoring a bailiff three times is a good way to deal with your debt problem. Bailiffs charge eye-watering fees every time they visit your home, so your debt will keep increasing the more visits you receive. 

How long will a bailiff wait outside?

Bailiffs will usually wait outside for up to an hour, possibly to wait for you to leave the property to try and speak to you, or to wait for you to return. 

If you’re refusing them entry, they will usually get the message and leave for another job. But they might hang around if they are waiting to see if you own a vehicle on the street that they could seize. 

Can you stop bailiffs?

You can stop bailiffs coming to your home by:

  1. Paying off the debt or agreeing on a payment plan within the first seven days of receiving a Notice of Enforcement letter
  1. Telling the bailiff you’re a vulnerable person who cannot be visited. There are certain populations that cannot be visited by bailiffs, but this doesn’t stop you from owing the debt as per the original court order. 

Do bailiffs work weekends? (Quick recap)

Yes, bailiffs could visit you on a Saturday and in rare cases they might be given permission to visit on a Sunday. 

Could you legally write off some debt?

Answer below to get started.

How much debt do you have?

This isn’t a full fact find. MoneyNerd doesn’t give advice. We work with The Debt Advice Service who provide information about your options.

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The authors
Janine Marsh Thrifty Family
Author
Janine is a financial expert who supports individuals with debt management, cost-saving resources, and navigating parking tickets.